In Canada, it is mandatory to have vehicle insurance. If you are caught driving without vehicle insurance or are involved in an accident, there will be serious consequences like your driving license being suspended or your vehicle being impounded or a fine up to $50000 being levied. So, if you are a resident of Ontario and you wish to abide by the law of the land, you may have to look for Ontario auto insurance quotes.

The rates for Ontario auto insurance quotes depend on many factors, one of them being the make and model of the car. The insurance companies in Ontario decide the insurance premium rates for a particular car model depending on its claim history, frequency of the accidents, safety ratings, theft and vandalism data and the repair costs. So, if you are buying a popular model like a Honda Civic or a Toyota Corolla, your Ontario auto insurance quotes will be on the higher side. This is because there is a high possibility of the insurer receiving claims for theft of these cars. Conversely, the less number of claims the insurer has to settle, the cheaper it is for you to insure the car.

So while deciding to purchase a vehicle, it is worthwhile to consider how much you will be spending on the insurance as well, because there is a wide difference in insurance rates for different car models in Canada.